Who We Are

At Blue Reef Mortgage, we know that buying a home isn’t just a transaction—it’s a life milestone. Whether you’re a first-time buyer, upgrading, or refinancing to safe money, we’re here to make the process feel personal, clear, and empowering.

Our founder, Mark Kasim, brings over 25 years of experience in personal finance, with mortgages as his true specialty. After holding management and leadership roles throughout his years at Bankrate.com and helping brokers, bankers, and investors grow their businesses, Mark saw an opportunity to do things differently. That meant bringing the focus back to you—the borrower—and building a company centered on trust, guidance, and local connection.

In 2024, he launched Blue Reef Mortgage with one goal in mind: to bridge the gap between your financial goals and the dream of owning a home. We’re not a faceless lender—we’re your local partners, here to walk you through the journey with transparency and care.

We believe in real conversations, clear answers, competitive rates, and being there when you need us most. Because at the end of the day, it’s not about pushing paperwork—it’s about helping you take the next step toward the life you want.

Let’s make your homeownership story a success—together.

The Blue Reef Difference

First-Time Homebuyers

We make the mortgage process approachable. No jargon, no guesswork—just straight answers, strategic options, and guidance every step of the way. You’re not just buying a house. You’re building a future, and we’re honored to be part of that journey.

Veterans & Military Families

At Blue Reef, we wholeheartedly support our Veterans. We’ll help you maximize your VA benefits and secure a loan that honors your service—with competitive rates, fewer upfront costs, and support from people who truly care.

Refinancers

Looking to lower your rate, tap into equity, or shorten your loan term? We’ll assess your goals and offer personalized refinancing solutions that could save you thousands—because smart financing isn’t just about what you borrow, it’s about how it serves you.

All Borrowers

We don’t believe in one-size-fits-all lending. Whether you’re self-employed, relocating, investing, or simply unsure where to start, we tailor everything to your unique situation—with transparency, speed, and a deep respect for your time.

What Our Clients Say

      
   Blue Reef Mortgage
   16 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Joseph & Theresa Noach 
 
 
 
 Trustindex verifies that the original source of the review is Google. I did a refinance on our family home and working with Mark was a pleasure. He made the process simple and easy. We’re grateful for his help and will definitely come back to him in the future. I highly recommend Blue reef Mortgage to anyone looking to finance or refinance their home.
  
 
      Posted on Google  
   
   Jim howell 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mark Kasim with Blue Reef Mortgage was a pleasure to work with. He was always available and guided us through the whole process. Thank you for working with us.
  
 
      Posted on Google  
   
   Casey Feaster 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mark is a blessing to work with!  My wife and I felt so comfortable speaking with him about our options to either refinance with a cash-out option or to move forward with a HELOC.  Mark is very accommodating, extremely knowledgeable (and quick) answering all of our questions.
  
 
      Posted on Google  
   
   Michael 
 
 
 
 Trustindex verifies that the original source of the review is Google. Was helped by Mark Kasim. I appreciated his knowledge and advice. He answered my questions and explained the process. Felt comfortable dealing with him.
  
 
      Posted on Google  
   
   Kam Viravong 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been through the mortgage process a time or 2, but the experience with Mark/Blue Reef Mortgage was truly best-in-class from start to finish. Not only did he help save me interest but also helped lower my homeowners insurance premium.
  
 
      Posted on Google  
   
   Alaina Hagberg 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mark was so helpful and responsive. Anytime we had a question, he wouldn’t hesitate to reply back. He really knows how to ensure clients find the best rates for their loans. He is very knowledgeable and truly knows how to make the home buying process seem less stressful
  
 
      Posted on Google  
   
   Jon Charney 
 
 
 
 Trustindex verifies that the original source of the review is Google. I wouldn't trust anyone else! Mark is the best in the business!
5 STARS!!!
  
 
      Posted on Google  
   
   Erika Johanson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Mark at Blue Reef Mortgage to set up a HELOC, and the experience was fantastic! Mark made the whole process simple and stress-free. He explained everything clearly, found great terms, and kept me informed every step of the way.
His professionalism, honesty, and genuine care really stood out. If you’re looking for a HELOC or any mortgage help, I highly recommend Mark @ Blue Reef Mortgage — knowledgeable, responsive, and great to work with. Give Mark a call — you’ll be glad you did!
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Take the First Step Toward Your New Home

We are Goal Driven

Our goal at Blue Reef Mortgage is to foster long-term relationships while providing comprehensive mortgage services to our local communities. Apply now and start your journey home!

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