Our Mortgage Rates

By Mark Kasim, Broker-Owner, Blue Reef Mortgage NMLS #1428917 Published November 5, 2026 | Rates as of November 5, 2026 Blue Reef Mortgage’s November 5 purchase examples offer interest rates below this week’s national averages [...]

By Mark Kasim, Broker-Owner, Blue Reef Mortgage | NMLS #1428917 Published October 30, 2026 | Rates as of October 29, 2026 Mortgage rates declined again this week. Freddie Mac’s October 29, 2026 national average for [...]

By Mark Kasim, Broker-Owner, Blue Reef Mortgage | NMLS #1428917 October 22, 2026 Mortgage rates moved lower this week, offering some relief to homebuyers comparing financing options. Freddie Mac’s Primary Mortgage Market Survey® reported a [...]

  Blue Reef Mortgage’s illustrated interest rates are below Freddie Mac’s national averages for October 15, 2026. Compare the 30-year and 15-year fixed options below: Loan Type Blue Reef Rate1 Blue Reef APR1 National Average [...]

The 30-year fixed-rate mortgage has remained below 7% for the past nine weeks, benefiting both buyers and sellers. According to Freddie Mac, the 30-year fixed rate increased slightly by 0.02 basis points this week, bringing [...]

Despite market fluctuations, the 30-year fixed-rate mortgage saw little to no change from last week. Rates remain relatively low compared to recent months, encouraging a positive response from homebuyers. Purchase applications have increased by 5% [...]

As the spring home-buying season kicks off, the 30-year fixed-rate mortgage experienced its most significant weekly drop since mid-September. This rate decrease enhances prospective homebuyers' purchasing power, offering a compelling reason to act now. Furthermore, [...]

This week, mortgage rates saw a slight decrease. The 30-year fixed-rate mortgage has remained just below 7% for five consecutive weeks, with fluctuations of less than 20 basis points. This continued stability is promising for [...]

Mortgage rates have climbed for the fifth week in a row, surpassing seven percent for the first time since May 2024. The robust economy is driving this rise in rates. Despite the upward trend, Freddie [...]