• Mortgage Rates Rising
    Categories: Mortgage RatesPublished On: December 19, 2024

    This week, mortgage rates edged up to levels similar to those seen this time in 2023. Despite the Federal Reserve cutting interest rates by 0.25%, mortgage rates have actually increased. This unexpected rise is due [...]

  • Pre Qualify for Mortgage Loan
    Categories: Mortgage RatesPublished On: December 12, 2024

    Freddie Mac reports that the 30-year fixed-rate mortgage has fallen for the third straight week. This downward trend, alongside robust consumer income growth and a bullish stock market, has spurred increased homebuyer interest in recent [...]

  • Mortgage Rates Fall
    Categories: Mortgage RatesPublished On: December 6, 2024

    In a survey by Freddie Mac, mortgage rates dip to their lowest level in over a month. Even with a slight decrease, the reaction from consumers has been significant, with a noticeable boost in purchase [...]

  • Window of HomeBuying -couple with Estate Agent
    Categories: HomeownershipPublished On: December 6, 2024

    Homebuyers (Yes, you!) have a brief window to capitalize on today’s housing market. With mortgage rates relatively low and home prices poised to rise, now is the perfect time to act. Purchasing a home at [...]

  • First Time Buyers
    Categories: HomeownershipPublished On: December 4, 2024

    Prices are low now! Now is the perfect time to take advantage of first-time homebuyer programs! While FHA loans are here to stay, we're seeing other fantastic incentives that may sunset at the beginning of [...]

  • Refinance Mortgage
    Categories: Mortgage RatesPublished On: November 21, 2024

    Freddie Mac reports that mortgage rates have inched up again this week, nearing 7 percent. As we move into the holiday season, demand for home purchases remains sluggish. Despite a slight increase in the number [...]

  • Federal Rate Cuts
    Categories: Mortgage RatesPublished On: November 14, 2024

    With election results in and a Fed rate cut announced, mortgage rates have stalled at 6.78%. Opportunity still knocks for homebuyers, though. Housing is becoming more costly, so buying in the market now can save [...]

  • Veterans Programs
    Categories: Special ProgramsPublished On: November 11, 2024

    At Blue Reef Mortgage, we're honored to offer exclusive benefits just for you. Enjoy ZERO Down Payment and competitive rates tailored to your needs. Take advantage of our FREE appraisals and other incredible offers designed [...]

  • Buy - Refinance Home
    Categories: Mortgage RatesPublished On: November 7, 2024

    Mortgage rates continued to climb this week, reaching 6.79 percent. Purchase demand is highly sensitive to rate changes in the current market. As soon as rates began to rise in early October, purchase applications declined, [...]

  • Exiting News - No down Payment
    Categories: Special ProgramsPublished On: November 6, 2024

    If your income is 80% of the Average Median Income, which is $70,080 in Palm Beach County, you may qualify for our Zero Down Payment Assistance Program! Stop paying rent and start investing in your [...]