A mortgage lender provides the funds for a loan, while a broker acts as an intermediary between the borrower and lender to find the best loan options. We’re a broker, which means we can offer you options from multiple lenders instead of being limited to one company’s products.

The advantage is that we can find you better rates and terms than you’d get going directly to a single lender. The potential downside is that some people prefer working directly with the company that will service their loan. We think the benefits outweigh the drawbacks, but we’re obviously biased.