FHA & VA Loans

While the VA doesn't set a minimum, most lenders prefer a credit score of 620 or higher. We can work with various profiles. The VA doesn't set a minimum credit score, but most lenders do. [...]

VA loans are available to eligible veterans, active-duty service members, and some surviving spouses. They offer $0 down payment and no private mortgage insurance (PMI). You'll need a Certificate of Eligibility from the VA, which [...]

FHA loans are great for buyers with lower credit scores or limited savings. They offer low down payments and more flexible qualification standards. Lower down payment requirements, more flexible credit standards, and higher debt-to-income ratios. [...]