First-Time Home Buyer Loans FAQs

Absolutely! Getting pre-approved helps you understand your budget and strengthens your offer when bidding on a home. In Florida's market, sellers often won't even consider offers without a pre-approval letter. But make sure it's a [...]

Down payments can be as low as 3% for qualifying buyers. FHA loans require just 3.5% down. But in Florida's market, putting down more might help your offer get accepted. We'll help you balance preserving [...]

Yes! We offer low down payment options, flexible credit requirements, and can help you access Florida-specific assistance programs and grants. The Hometown Heroes program offers down payment assistance to essential workers like teachers, firefighters, and [...]