Refinancing Options FAQs

Typically, refinancing takes 30–45 days from application to closing. Usually 30-45 days from application to closing, assuming everything goes smoothly. It can take longer if there are appraisal issues, title problems, or if you're slow [...]

Possibly. Programs like FHA Streamline and VA IRRRL may still allow refinancing with limited equity or even if you're underwater. If you have an FHA loan, you might qualify for a streamline refinance even if [...]

Consider refinancing if you want to lower your interest rate, reduce monthly payments, tap into home equity, or switch loan types (e.g., from adjustable to fixed rate). When it makes financial sense, which isn't as [...]